@import url("https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,500;0,600;0,700;1,500&family=Outfit:wght@400;500;600;700&display=swap");

:root {
  --bg: #08080d;
  --bg-soft: #0f0f16;
  --surface: #14141f;
  --surface-2: #1a1a28;
  --surface-3: #222233;
  --ink: #f2f2f8;
  --muted: #9494a8;
  --line: rgba(255, 255, 255, .08);
  --line-strong: rgba(255, 255, 255, .14);
  --brand: #c9a84c;
  --brand-light: #e8d48a;
  --brand-dark: #9a7b2e;
  --brand-glow: rgba(201, 168, 76, .18);
  --accent: #5eead4;
  --accent-soft: rgba(94, 234, 212, .12);
  --coral: #f87171;
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-xl: 28px;
  --shadow: 0 24px 64px rgba(0, 0, 0, .55);
  --shadow-soft: 0 8px 32px rgba(0, 0, 0, .35);
  --ring: 0 0 0 3px rgba(201, 168, 76, .35);
  --font-sans: "Outfit", ui-sans-serif, system-ui, sans-serif;
  --font-serif: "Cormorant Garamond", Georgia, serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--bg);
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.6;
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
}

body::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: -1;
  background:
    radial-gradient(ellipse 80% 50% at 0% 0%, rgba(201, 168, 76, .07), transparent 50%),
    radial-gradient(ellipse 60% 40% at 100% 10%, rgba(94, 234, 212, .05), transparent 45%),
    radial-gradient(ellipse 50% 30% at 50% 100%, rgba(201, 168, 76, .04), transparent 40%),
    var(--bg);
  pointer-events: none;
}

a {
  color: inherit;
  text-decoration: none;
}

a,
button {
  transition: color .2s ease, background .2s ease, border-color .2s ease, box-shadow .2s ease, transform .2s ease, opacity .2s ease;
}

a:focus-visible,
button:focus-visible,
input:focus-visible {
  outline: none;
  box-shadow: var(--ring);
}

img {
  display: block;
  width: 100%;
  max-width: 100%;
}

.page {
  width: min(1240px, calc(100% - 40px));
  margin: 0 auto;
}

/* ── Topbar ── */
.topbar {
  border-bottom: 1px solid var(--line);
  background: var(--bg-soft);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .04em;
  text-transform: uppercase;
}

.topbar .page {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 10px 0;
  color: var(--muted);
}

.ticker {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 20px;
}

.ticker span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.ticker span::before {
  content: "";
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--accent);
  box-shadow: 0 0 8px var(--accent);
  flex-shrink: 0;
}

.ticker strong {
  color: var(--brand-light);
  font-weight: 700;
}

/* ── Header ── */
.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  border-bottom: 1px solid var(--line);
  background: rgba(8, 8, 13, .88);
  backdrop-filter: blur(20px) saturate(140%);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 18px 0;
}

.logo {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  font-family: var(--font-serif);
  font-size: 22px;
  font-weight: 600;
  letter-spacing: -.01em;
  color: var(--ink);
}

.logo-mark {
  display: grid;
  width: 42px;
  height: 42px;
  place-items: center;
  border: 1px solid var(--brand);
  border-radius: var(--radius-sm);
  color: var(--brand);
  background: var(--brand-glow);
  font-family: var(--font-sans);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: .06em;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 6px;
  color: var(--muted);
  font-size: 14px;
  font-weight: 500;
}

.nav-links a {
  padding: 8px 14px;
  border-radius: 999px;
  border: 1px solid transparent;
}

.nav-links a:hover {
  color: var(--ink);
  border-color: var(--line);
  background: var(--surface);
}

.menu-check {
  display: none;
}

.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 5px;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius-sm);
  background: var(--surface);
  cursor: pointer;
}

.menu-toggle span {
  display: block;
  width: 20px;
  height: 2px;
  border-radius: 999px;
  background: var(--ink);
  transition: transform .2s ease, opacity .2s ease;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  border: 1px solid var(--brand);
  border-radius: var(--radius-sm);
  color: var(--bg);
  background: var(--brand);
  padding: 11px 20px;
  font-family: var(--font-sans);
  font-size: 14px;
  font-weight: 600;
  letter-spacing: .02em;
  white-space: nowrap;
}

.button:hover {
  background: var(--brand-light);
  border-color: var(--brand-light);
  transform: translateY(-1px);
  box-shadow: 0 8px 24px var(--brand-glow);
}

.button.light {
  color: var(--brand-light);
  background: transparent;
  border-color: var(--line-strong);
}

.button.light:hover {
  border-color: var(--brand);
  background: var(--brand-glow);
  box-shadow: none;
}

/* ── Typography helpers ── */
.eyebrow,
.tag {
  display: inline-flex;
  width: fit-content;
  align-items: center;
  gap: 6px;
  border-radius: var(--radius-sm);
  padding: 5px 10px;
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
}

.eyebrow {
  border: 1px solid var(--line-strong);
  color: var(--brand-light);
  background: var(--brand-glow);
}

.eyebrow.dark,
.tag {
  border: 1px solid var(--line);
  color: var(--accent);
  background: var(--accent-soft);
}

h1,
h2,
h3 {
  font-family: var(--font-serif);
  font-weight: 600;
  letter-spacing: -.02em;
  line-height: 1.1;
}

.meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 20px;
}

.meta span {
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: var(--surface);
  padding: 6px 10px;
  color: var(--muted);
  font-family: var(--font-sans);
  font-size: 12px;
  font-weight: 500;
}

/* ── Hero (homepage) ── */
.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr .75fr;
  gap: 20px;
  padding: 36px 0 28px;
  align-items: start;
}

.lead-card {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius-xl);
  background: var(--surface);
  box-shadow: var(--shadow);
  color: var(--ink);
  min-height: 480px;
}

.lead-card img {
  height: 100%;
  min-height: 480px;
  object-fit: cover;
  filter: grayscale(20%) contrast(1.05);
  transition: filter .5s ease, transform .6s ease;
}

.lead-card:hover img {
  filter: grayscale(0%) contrast(1.08);
  transform: scale(1.03);
}

.lead-content {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: clamp(28px, 4vw, 44px);
  border-left: 1px solid var(--line);
}

.lead-content h1 {
  margin: 16px 0 14px;
  font-size: clamp(32px, 4vw, 52px);
  color: var(--ink);
}

.lead-content p {
  margin: 0;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.7;
}

.lead-card::after,
.lead-card::before,
.article-hero::after,
.article-hero::before {
  display: none;
}

/* ── Side stack ── */
.side-stack {
  display: grid;
  gap: 16px;
}

.rate-card,
.newsletter,
.side-card,
.table-panel,
.article-body,
.legal-card,
.article-card,
.editor-card {
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  background: var(--surface);
}

.rate-card,
.newsletter,
.side-card {
  padding: 24px;
}

.rate-card h2,
.newsletter h2,
.section-heading h2,
.table-panel h2,
.side-card h3 {
  margin: 10px 0;
  font-size: 26px;
  color: var(--ink);
}

.rate-list {
  display: grid;
  gap: 10px;
  margin-top: 16px;
}

.rate-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: var(--surface-2);
  padding: 14px 16px;
}

.rate-item::before {
  display: none;
}

.rate-item b {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--ink);
}

.rate-item span {
  color: var(--muted);
  font-size: 12px;
}

.rate-item strong {
  color: var(--brand-light);
  font-family: var(--font-serif);
  font-size: 26px;
  font-weight: 700;
  letter-spacing: -.02em;
  white-space: nowrap;
}

/* ── Newsletter ── */
.newsletter {
  position: relative;
  overflow: hidden;
  color: var(--ink);
  background:
    linear-gradient(135deg, var(--surface-2), var(--surface));
}

.newsletter::after {
  content: "";
  position: absolute;
  top: -40px;
  right: -40px;
  width: 140px;
  height: 140px;
  border-radius: 50%;
  border: 1px solid var(--brand-glow);
  background: radial-gradient(circle, var(--brand-glow), transparent 70%);
  pointer-events: none;
}

.newsletter p {
  position: relative;
  z-index: 1;
  color: var(--muted);
  line-height: 1.65;
}

.newsletter-form {
  position: relative;
  z-index: 1;
  display: flex;
  gap: 8px;
  margin-top: 16px;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius-md);
  background: var(--bg-soft);
  padding: 5px;
}

.newsletter-form input {
  min-width: 0;
  flex: 1;
  border: 0;
  outline: 0;
  color: var(--ink);
  background: transparent;
  padding: 11px 12px;
  font-family: var(--font-sans);
  font-size: 14px;
}

.newsletter-form input::placeholder {
  color: var(--muted);
}

.newsletter-form button {
  border: 0;
  border-radius: var(--radius-sm);
  color: var(--bg);
  background: var(--brand);
  padding: 11px 16px;
  font-family: var(--font-sans);
  font-weight: 600;
  font-size: 13px;
  cursor: pointer;
}

.newsletter-form button:hover {
  background: var(--brand-light);
}

.form-status {
  position: relative;
  z-index: 1;
  min-height: 20px;
  margin: 10px 0 0;
  color: var(--accent);
  font-size: 13px;
  font-weight: 500;
}

/* ── Feature band ── */
.feature-band {
  display: grid;
  grid-template-columns: 1fr 280px;
  gap: 24px;
  border: 1px solid var(--line);
  border-left: 3px solid var(--brand);
  border-radius: var(--radius-xl);
  margin: 28px 0;
  background: var(--surface);
  padding: clamp(28px, 4vw, 40px);
  box-shadow: var(--shadow-soft);
  color: var(--ink);
}

.feature-band::before,
.feature-band::after {
  display: none;
}

.feature-content h2 {
  margin: 14px 0 12px;
  font-size: clamp(28px, 4vw, 44px);
}

.feature-content p {
  max-width: 680px;
  margin: 0;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.7;
}

.feature-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 16px;
  margin-top: 22px;
}

.ghost-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--muted);
  font-size: 14px;
  font-weight: 500;
}

.ghost-link::after {
  content: "→";
  transition: transform .2s ease;
}

.ghost-link:hover {
  color: var(--brand-light);
}

.ghost-link:hover::after {
  transform: translateX(4px);
}

.feature-stat {
  align-self: center;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius-lg);
  background: var(--surface-2);
  padding: 24px;
  text-align: center;
}

.feature-stat span {
  color: var(--muted);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.feature-stat strong {
  display: block;
  margin: 8px 0;
  font-family: var(--font-serif);
  font-size: clamp(48px, 6vw, 64px);
  font-weight: 700;
  color: var(--brand-light);
  letter-spacing: -.03em;
}

.feature-stat p {
  margin: 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.55;
}

/* ── Insight strip ── */
.insight-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  margin: 0 0 20px;
}

.insight-block {
  display: flex;
  flex-direction: column;
  gap: 12px;
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  background: var(--surface);
  padding: 20px;
  transition: border-color .2s ease, background .2s ease, transform .2s ease;
}

.insight-block::before {
  display: none;
}

.insight-block span {
  display: grid;
  width: 32px;
  height: 32px;
  place-items: center;
  border: 1px solid var(--brand);
  border-radius: 50%;
  color: var(--brand);
  background: var(--brand-glow);
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 700;
}

.insight-block strong {
  font-family: var(--font-serif);
  font-size: 18px;
  color: var(--ink);
}

.insight-block p {
  margin: 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.55;
}

.insight-block:hover {
  border-color: var(--brand);
  background: var(--surface-2);
  transform: translateY(-3px);
}

/* ── Section heading ── */
.section-heading {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 24px;
  margin: 40px 0 22px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--line);
}

.section-heading h2 {
  font-size: clamp(28px, 4vw, 40px);
}

.section-heading p {
  max-width: 600px;
  margin: 8px 0 0;
  color: var(--muted);
  line-height: 1.65;
}

/* ── News grid (bento) ── */
.news-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  grid-auto-rows: auto;
  gap: 16px;
}

.article-card {
  overflow: hidden;
  transition: border-color .2s ease, transform .2s ease, box-shadow .2s ease;
}

.article-card:hover {
  border-color: var(--brand);
  transform: translateY(-4px);
  box-shadow: var(--shadow-soft);
}

.news-grid .article-card:first-child {
  grid-column: span 2;
  grid-row: span 2;
  display: grid;
  grid-template-columns: 1.1fr 1fr;
}

.news-grid .article-card:first-child img {
  height: 100%;
  min-height: 320px;
}

.news-grid .article-card:first-child h3 {
  font-size: clamp(22px, 3vw, 32px);
}

.article-card img {
  height: 180px;
  object-fit: cover;
  filter: grayscale(15%);
  transition: filter .4s ease, transform .5s ease;
}

.article-card:hover img {
  filter: grayscale(0%);
  transform: scale(1.04);
}

.article-body-small {
  padding: 20px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.article-body-small::before {
  display: none;
}

.article-body-small h3 {
  margin: 12px 0 8px;
  font-size: 20px;
  transition: color .2s ease;
}

.article-card:hover h3,
.editor-card:hover h3 {
  color: var(--brand-light);
}

.article-body-small p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.6;
  flex: 1;
}

.article-footer {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  margin-top: 16px;
  padding-top: 14px;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: 12px;
  font-weight: 500;
}

/* ── Content layout ── */
.content-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 320px;
  gap: 20px;
  align-items: start;
  margin: 24px 0 44px;
}

.content-layout > aside {
  display: grid;
  gap: 16px;
  align-content: start;
}

.editor-card {
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: 0;
  overflow: hidden;
  margin-bottom: 14px;
  transition: border-color .2s ease, transform .2s ease;
}

.editor-card:hover {
  border-color: var(--brand);
  transform: translateY(-3px);
  box-shadow: var(--shadow-soft);
}

.editor-card img {
  height: 100%;
  min-height: 200px;
  object-fit: cover;
  filter: grayscale(15%);
  transition: filter .4s ease;
}

.editor-card:hover img {
  filter: grayscale(0%);
}

.editor-body {
  padding: 24px;
  border-left: 1px solid var(--line);
}

.editor-body h3 {
  margin: 10px 0;
  font-size: 24px;
}

.editor-body p,
.side-card p,
.table-panel p {
  color: var(--muted);
  line-height: 1.65;
}

.side-list {
  display: grid;
  gap: 8px;
  margin-top: 14px;
}

.side-list a {
  display: block;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: var(--surface-2);
  padding: 12px 14px;
  color: var(--muted);
  font-size: 14px;
  font-weight: 500;
  line-height: 1.4;
}

.side-list a::before {
  display: none;
}

.side-list a:hover {
  color: var(--brand-light);
  border-color: var(--brand);
  background: var(--brand-glow);
  transform: none;
  box-shadow: none;
}

/* ── Table panel ── */
.table-panel {
  overflow: hidden;
  margin: 28px 0 44px;
  padding: 28px;
}

.check-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin: 20px 0 22px;
}

.check-card {
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  background: var(--surface-2);
  padding: 18px;
}

.check-card span {
  display: inline-grid;
  width: 28px;
  height: 28px;
  place-items: center;
  border-radius: var(--radius-sm);
  color: var(--bg);
  background: var(--accent);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: .04em;
}

.check-card strong {
  display: block;
  margin-top: 12px;
  font-family: var(--font-serif);
  font-size: 17px;
}

.check-card p {
  margin: 6px 0 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.55;
}

.rate-table {
  width: 100%;
  margin-top: 16px;
  border-collapse: separate;
  border-spacing: 0;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
}

.rate-table th,
.rate-table td {
  border-bottom: 1px solid var(--line);
  padding: 14px 16px;
  text-align: left;
}

.rate-table th {
  color: var(--muted);
  background: var(--surface-2);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.rate-table td {
  color: var(--ink);
  font-size: 14px;
  font-weight: 500;
  background: var(--surface);
}

.rate-table tbody tr:hover td {
  background: var(--surface-2);
}

.rate-table tr:last-child td {
  border-bottom: 0;
}

.positive {
  color: var(--accent);
  font-weight: 700;
}

/* ── Article pages ── */
.article-hero {
  position: relative;
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 0;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius-xl);
  margin: 32px 0 24px;
  background: var(--surface);
  box-shadow: var(--shadow);
  color: var(--ink);
  min-height: 420px;
  isolation: isolate;
}

.article-hero img {
  height: 100%;
  min-height: 420px;
  object-fit: cover;
  order: 2;
  filter: grayscale(20%);
  transition: filter .5s ease;
}

.article-hero:hover img {
  filter: grayscale(0%);
}

.article-hero-content {
  position: static;
  display: flex;
  flex-direction: column;
  justify-content: center;
  order: 1;
  max-width: none;
  padding: clamp(28px, 4vw, 44px);
  border-right: 1px solid var(--line);
}

.article-hero h1 {
  margin: 14px 0 12px;
  font-size: clamp(30px, 4vw, 50px);
  text-shadow: none;
}

.article-hero p {
  margin: 0;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.7;
}

.article-body,
.legal-card {
  padding: clamp(28px, 4vw, 40px);
  position: relative;
}

.article-body::before,
.legal-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 28px;
  right: 28px;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--brand), transparent);
}

.article-body p,
.legal-card p,
.legal-card li {
  color: var(--muted);
  font-size: 17px;
  line-height: 1.8;
}

.article-body p:first-of-type {
  font-size: 19px;
  color: var(--ink);
}

.article-body h2,
.legal-card h2 {
  position: relative;
  margin: 32px 0 10px;
  font-size: 28px;
  padding-left: 0;
  color: var(--ink);
}

.article-body h2::before,
.legal-card h2::before {
  display: none;
}

.article-body blockquote {
  margin: 28px 0;
  border: 1px solid var(--line-strong);
  border-left: 3px solid var(--brand);
  border-radius: var(--radius-md);
  color: var(--brand-light);
  background: var(--brand-glow);
  padding: 22px 24px;
  font-family: var(--font-serif);
  font-size: 22px;
  font-weight: 500;
  font-style: italic;
  line-height: 1.5;
}

.source-box {
  margin-top: 28px;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: var(--surface-2);
  padding: 16px 18px;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.6;
}

.source-box a {
  color: var(--brand-light);
  font-weight: 600;
}

/* ── Legal pages ── */
.legal-hero {
  position: relative;
  overflow: hidden;
  border: 1px solid var(--line);
  border-left: 3px solid var(--brand);
  border-radius: var(--radius-xl);
  margin: 32px 0 20px;
  color: var(--ink);
  background: var(--surface);
  padding: clamp(32px, 5vw, 48px);
  box-shadow: var(--shadow-soft);
}

.legal-hero::after {
  display: none;
}

.legal-hero h1 {
  margin: 14px 0 12px;
  font-size: clamp(32px, 5vw, 54px);
  text-shadow: none;
}

.legal-hero p {
  max-width: 720px;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.65;
}

/* ── Footer ── */
.site-footer {
  border-top: 1px solid var(--line);
  background: var(--bg-soft);
  padding: 48px 0;
  color: var(--ink);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 32px;
  align-items: start;
}

.footer-grid p {
  max-width: 480px;
  margin: 12px 0 0;
  color: var(--muted);
  line-height: 1.65;
  font-size: 14px;
}

.footer-actions {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 16px;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 20px;
  color: var(--muted);
  font-size: 14px;
  font-weight: 500;
}

.footer-links a:hover {
  color: var(--brand-light);
}

/* ── Responsive ── */
@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: .01ms !important;
  }
}

@media (max-width: 1024px) {
  .hero-grid,
  .content-layout,
  .feature-band {
    grid-template-columns: 1fr;
  }

  .lead-card {
    grid-template-columns: 1fr;
    min-height: auto;
  }

  .lead-card img {
    min-height: 260px;
    order: -1;
  }

  .lead-content {
    border-left: 0;
    border-top: 1px solid var(--line);
  }

  .insight-strip {
    grid-template-columns: repeat(2, 1fr);
  }

  .news-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .news-grid .article-card:first-child {
    grid-column: span 2;
    grid-row: span 1;
    grid-template-columns: 1fr;
  }

  .news-grid .article-card:first-child img {
    min-height: 220px;
  }

  .article-hero {
    grid-template-columns: 1fr;
    min-height: auto;
  }

  .article-hero img {
    order: -1;
    min-height: 260px;
  }

  .article-hero-content {
    border-right: 0;
    border-top: 1px solid var(--line);
  }

  .editor-card {
    grid-template-columns: 1fr;
  }

  .editor-body {
    border-left: 0;
    border-top: 1px solid var(--line);
  }

  .check-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .page {
    width: min(100% - 28px, 1240px);
  }

  .topbar .page,
  .section-heading,
  .footer-grid {
    flex-direction: column;
    align-items: flex-start;
  }

  .nav {
    flex-wrap: wrap;
    gap: 12px;
  }

  .menu-toggle {
    display: inline-flex;
    margin-left: auto;
  }

  .nav-links {
    display: none;
    width: 100%;
    flex-basis: 100%;
    flex-direction: column;
    align-items: stretch;
    gap: 4px;
    border: 1px solid var(--line);
    border-radius: var(--radius-md);
    background: var(--surface);
    padding: 8px;
  }

  .nav-links a {
    border-radius: var(--radius-sm);
    padding: 12px;
  }

  .menu-check:checked + .menu-toggle span:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
  }

  .menu-check:checked + .menu-toggle span:nth-child(2) {
    opacity: 0;
  }

  .menu-check:checked + .menu-toggle span:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
  }

  .menu-check:checked ~ .nav-links {
    display: flex;
  }

  .nav > .button {
    display: none;
  }

  .insight-strip,
  .check-grid,
  .news-grid {
    grid-template-columns: 1fr;
  }

  .news-grid .article-card:first-child {
    grid-column: auto;
  }

  .feature-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .newsletter-form {
    flex-direction: column;
  }

  .table-panel {
    overflow-x: auto;
  }

  .rate-table {
    min-width: 640px;
  }

  .footer-actions {
    align-items: flex-start;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }
}